Family Liability Insurance

Family Liability Insurance Information

The family liability insurance policy covers the head of the family and all dependents (spouse, children, household employees, pets and persons living in the insured s home and who, in turn, are financially dependent on him )

Family liability coverage may be imperative, as any of the family members may inadvertently cause harm, damage or injury to a third party and cost a lot of money.

Family Liability Insurance Coverage

The coverage of family liability insurance according to different insurance companies can be:

- For acts produced in private life, and in the practice of sport as an amateur.
- For incidents caused by domestic animals (dogs, cats, birds, caged rodents, fish and turtles) PPPs that must have separate insurance are not covered.
- For acts caused by domestic staff legally employed in the performance of their duties.
- Third-party food poisoning, when food had been served free of charge.
- For damage caused by the fall of the individual TV antenna, even if the house is sold to third parties or the insured is a legal entity.
- Damage caused by water as a result of leaks, bursting, rupturing, overflowing or jamming of washing machines and / or dishwashers or by involuntary omission of the closing of faucets.
- For damages caused by a fire and / or explosion incident, caused in the house, being rented.
- Payment of damages for damages to third parties.
- Legal defense.
- Costs and legal costs.
- Sureties.

Family Liability Insurance Modes

The procedures for contracting family liability insurance according to the different insurance companies can be:

RC Family: Covers the performance of any member of the family.
RC Renters: Accidental damages accidentally caused in a rented dwelling as a tenant.
RC Domestic animals: Damage caused by pets in the family provided it is not a Potentially Dangerous Dog, which must be taken separately.
RC Sport fishing: Damage caused by material, bodily harm or economic damage caused by surface sport fishing.
RC Underwater fishing: Damages caused by material, bodily harm or economic damage caused by underwater fishing.
RC Inmuebles: As owner, usufructuary or renter of the property to be insured (houses, buildings, housing estates, shops, premises, warehouses, warehouses, lots, etc.)